Own your next machine.
Finance it in minutes.
Get the excavators, trucks, and heavy equipment your business needs today — with flexible payments from $5,000 to $5 million, zero down for qualified buyers, and terms up to 84 months.
Estimate your monthly payment
Three simple steps to funded
No paperwork mountains, no branch visits. Apply from anywhere and let lenders compete for your business.
Apply in 5 minutes
Fill out one short, secure application online. It's a soft credit pull, so checking your options never affects your credit score.
Get approved fast
Your application is reviewed quickly and lenders compete for your deal. We say yes more often — A to D credit welcome.
Get funded — put it to work
Sign digitally and funds are wired fast. Take delivery of your equipment and start earning from day one.
Built for equipment buyers
Keep your capital working while you grow your fleet. Here's what makes financing through Global Wholesale Machinery different.
Zero down, up to 100%
Qualified buyers can finance the full purchase price — keep your cash for fuel, payroll, and operations.
No credit score impact
Prequalification uses a soft pull. See your real options with zero risk to your credit.
Fast approvals
Most buyers hear back quickly — often the same day. No waiting weeks on a bank.
New & used, all categories
Finance excavators, dozers, trucks, trailers, cranes, farm and mining equipment — new or used.
All credit profiles
From A to D credit, startups to established fleets — there's a lender program for your situation.
Flexible terms
Choose 24 to 84 month terms and structure payments around your seasonal cash flow.
See it before you sign
Adjust the price, down payment, and term to find a monthly payment that works for your operation — then prequalify with the same numbers.
- Prequalifying takes about 5 minutes
- Soft credit pull — no score impact
- Finance or lease, new & used equipment
- No obligation to accept any offer
Payment estimator
Any machine in our yard
If we sell it, you can finance it — across every category of heavy equipment.
Buyers who got funded fast
"Approved in a day and the money was wired before I even scheduled transport. Way faster than my bank ever was."
"I could see my monthly payment right on the page before applying. No surprises, and multiple offers to choose from."
"Zero down meant I kept cash for the busy season. Financed a used excavator and it's already paying for itself."
Financing, answered
No. Prequalification uses a soft credit pull, which has no impact on your credit score. A hard pull only happens later if you choose to move forward with a specific offer.
Financing is available from $5,000 up to $5 million, with terms from 24 to 84 months. Qualified buyers can finance up to 100% of the purchase price with zero down.
Virtually anything we sell — heavy, construction, and oilfield equipment, trucks, trailers, cranes, forklifts, plus mining and farm equipment. New or used both qualify.
Prequalification takes about 5 minutes. Approvals are fast — often the same day — and funds are wired quickly once documents are signed.
Our lending network covers A through D credit profiles, including startups. We say yes more often — there's likely a program that fits your situation.
Yes. Online applications are handled through Substrate's secure, encrypted portal, and in-house applications go directly to our financing team. Your personal information is protected.
Your next machine is one application away
Prequalify in about 5 minutes, compare your offers, and keep your cash working for your business.
Need Help?
Are you interested in selling or auctioning some of your used equipment via Global Wholesale Machinery? Are you interested in learning more about the Sales Program? Do you have a question that couldn’t be answered by our website? Contact us — our team is standing by to help! Get in touch with us via phone or email and we’ll be happy to help you find the answers you need within 1 business day.
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